How it works

Four steps.
Full financial clarity.

No onboarding calls. No consultant fees. Set up in under nine minutes, then it runs itself.

01
Step 01 — Connect

Connect your
accounts. Once.

Every bank, card, and wallet you own — pulled in through read-only OAuth in under 4 minutes. GoSmart never stores credentials. After that, you don't touch it again.

  • 11 source types supported including crypto wallets and brokerage accounts
  • Read-only access — GoSmart can never move money without explicit approval
  • Instant sync — transactions appear within seconds, not hours
Connected sources
11 accounts live
Banks
4
Cards
5
Wallets
2
Read-only OAuth 2.0 256-bit AES
02
Step 02 — Analyze

GoSmart reads
your patterns.

Seven days of transaction data. 214 behavioral signals processed. One unflattering, accurate picture of where your money actually goes — not where you think it does.

  • Behavioral modeling identifies recurring charges, subscriptions, and spending drift
  • 91% category accuracy out of the box — no manual tagging needed
  • Anomaly detection flags unusual transactions before they compound
Analysis snapshot — week 1
214 behavioral signals detected
7d to full baseline model
91% category match accuracy
3.2× more insight vs. manual review
ML-powered Real-time
03
Step 03 — Configure

You define
what "on track"
looks like.

Income floors. Expense ceilings. Tax reserve buckets. You set the rules once — GoSmart enforces them continuously. No spreadsheet required. No accountant needed yet.

  • Plain-language rules — set limits the way you'd explain them to a person
  • Cascading logic so rules adjust automatically when income changes
  • Zero breaches reported since launch for users with 5+ active rules
Active rules — this month
income_floor → $6,400 /mo
ops_ceiling → $1,200 /mo
tax_reserve → 28% of net
alert_threshold → $500 drift
savings_target → $900 /mo
5 rules active 0 breached
04
Step 04 — Automate

Then the app
just runs it.

Automated transfers on invoice receipt. Real-time breach alerts before they become problems. Quarterly reports prepared before your accountant asks for them. You stop managing. GoSmart does.

  • $48,310 moved automatically last quarter — zero manual intervention
  • Proactive alerts arrive 48 hrs before a rule breach, not after
  • One-click reports pre-formatted for your accountant's requirements
Automated last quarter
$48,310 moved
Transfers
47
Alerts sent
11
Reports
3
Zero manual moves Always on

Ready to stop managing your finances and start owning them?

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